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Privacy Policy

Last Updated: June 11, 2025

This Privacy Policy explains how Ohio Fix and Flip Loans collects, uses, discloses, and safeguards your information when you visit our website, https://ohiofixandfliploans.com, in accordance with state, federal, and international privacy laws including the California Consumer Privacy Act (CCPA/CPRA), the General Data Protection Regulation (GDPR), and the U.S. Federal Trade Commission (FTC) guidelines.

1. Information We Collect

  • Personal Information: Name, email address, phone number, property information, financial details (when applying for a loan).
  • Automatically Collected Data: IP address, browser type, pages visited, cookies, and usage data.
  • Third-Party Tracking Data: Information collected via tools such as Google Analytics and Meta Pixel.

2. How We Use Your Information

We use the collected information to:

  • Process and evaluate loan applications
  • Respond to inquiries and provide customer service
  • Improve our website functionality and performance
  • Send marketing emails (with opt-out option)
  • Comply with legal requirements

3. Legal Bases for Processing (GDPR)

If you are in the European Economic Area (EEA), our legal basis for collecting and using personal information includes:

  • Your consent
  • Performance of a contract
  • Legal obligations
  • Legitimate interests, provided your rights do not override them

4. Sharing Your Information

We do not sell your personal data. We may share your information with:

  • Service providers and business partners (CRM tools, loan processors, analytics providers)
  • Law enforcement or government officials when required by law
  • Other entities in connection with a business transfer or merger

5. Your Data Rights

  • Access: You can request a copy of your data.
  • Correction: You may request to correct any inaccurate data.
  • Deletion: You may request deletion of your personal data, with some exceptions.
  • Opt-Out: California residents may opt out of sale or sharing of personal information.
  • Portability: You may request your data in a portable format.

To exercise any of these rights, email us at Daniel@ohiofixandfliploans.com.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience and track usage for analytics and advertising. You can manage your cookie preferences here.

7. Data Security

We implement physical, technical, and administrative safeguards to protect your data from unauthorized access, disclosure, alteration, and destruction. No system is 100% secure, so we cannot guarantee absolute security.

8. Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

9. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of such external websites. Please review their privacy policies before providing any data.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children without parental consent.

11. Changes to This Policy

We may update this Privacy Policy periodically. We encourage you to review this page regularly for the latest updates. Continued use of the website constitutes your acknowledgment of the updated policy.

12. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at:

Ohio Fix and Flip Loans
Email: Daniel@ohiofixandfliploans.com
Address: 311 Elm Street. Ste 270. Cincinnati, OH 45202
Phone: (800) 664-7505