Skip to contentHard Money Loans in Richland County Ohio
What is hard money loan ?
We keep our approval process simple. Instead of focusing on your credit score, we underwrite the property’s value and project potential. You may qualify if:
– The property is an investment project
– You have an exit strategy (sale or refinance)
– You have some equity or down payment available
How to Qualify
To qualify for a fix and flip loan in Wood County, you need a solid deal scenario, a basic investment plan, and property information. We don’t require traditional income documentation, making it ideal for self-employed investors.
Property Types Eligible
– Single-family homes
– Multi-unit residential (2–20 units)
– Small commercial buildings
– Mixed-use properties
– Condos and townhomes
Fast Funding Timelines
We offer funding in as little as 3–7 days. Our in-house underwriting and Ohio-based lending team allows us to quickly evaluate your deal and close when you’re ready—ideal for time-sensitive acquisitions.
Your Local Hard Money Lender in Richland County
Ohio Fix and Flip Loans has funded over 1,000+ projects across Ohio. We understand local zoning codes, renovation trends, and permitting timelines. We’re trusted by investors in neighborhoods from Cleveland to Cincinnati, and especially in areas surrounding Mansfield, Shelby, and Ontario in Richland County.
Why Choose Private Hard Money Loans Over Banks?
No income verification or tax returns required
Credit score not a primary factor
Local market knowledge of Richland County
Rehab funds available
Compare Hard Money vs. Traditional Bank Loans
Traditional lenders can take weeks to close, require income docs, and don’t fund rehab-heavy or distressed properties. Hard money loans give you speed, flexibility, and the ability to take advantage of opportunities before competitors.