Skip to contentHard Money Loans in Ohio
When timing is everything, hard money loans offer the speed and flexibility traditional financing can't match. At Ohio Fix and Flip Loans, we provide Private Hard Money Loans Ohio for real estate investors looking to act quickly on property opportunities throughout Ohio.
What Is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan secured by real estate. It’s ideal for situations where speed, property condition, or borrower credit may not meet traditional lender criteria.
Hard Money Loan Program Overview
Core Terms and Benefits
- Loan Amounts: $100,000 to $50,000,000+
- LTV: Up to 85% of after-repair value (ARV)
- Terms: 3–36 Months
- Interest Rates: Starting at 8.50%
- Funding Time: As little as 5–10 Days
- NO income or tax returns required
Property Types We Fund
- Fix and flip residential homes
- Multi-family up to 30 units
- Mixed-use commercial/residential
- Land or lots with exit plan
- Distressed or auction properties
Who Uses Our Hard Money Loans?
Investors
Investors purchasing off-market or time-sensitive deals
Auction Buyers
Buyers at foreclosure auctions or sheriff sales
Rehabbers
Rehabbers acquiring distressed homes
Entrepreneurs
Entrepreneurs needing bridge capital secured by property
Why Ohio Investors Choose Us?
Our clients include:
- Investors purchasing off-market or time-sensitive deals.
- Buyers at foreclosure auctions or sheriff sales.
- Rehabbers acquiring distressed homes.
- Entrepreneurs needing bridge capital secured by property.
Loan Process – Fast and Focused
Submit deal summary and property info
Get a same-day quote with terms
Appraisal (or BPO) and title order
Close and fund within 5–10 days
Rehab draws available as work progresses
Ohio Markets We Serve
Our hard money loan programs are available statewide, including:
Apply for a Hard Money Loan in Ohio Today
If you’re an investor looking to move fast, a hard money loan may be the right solution. Ohio Fix and Flip Loans offers simple underwriting, fast funding, and investor-first service.
👉 Apply online or speak with our team to get approved quickly.