Skip to contentHard Money Loans in Montgomery County Ohio
What are Hard Money Loans ?
Ohio Fix and Flip Loans offers fast and flexible hard money loans to real estate investors in Montgomery County, Ohio. Whether you’re flipping homes, buying rental properties, or developing ground-up projects, we provide financing solutions without the red tape of traditional banks. Our hard money loans are ideal for investors who need quick closings and minimal documentation.
How to Qualify
To qualify, borrowers should have an investment property under contract, demonstrate a sound exit strategy, and have some real estate experience. We evaluate deals primarily based on the property value and potential, not your credit score or tax returns.
Property Types Eligible
– Single-family homes
– Multi-unit residential buildings
– Mixed-use properties
– Commercial investment properties
– Ground-up construction projects
Fast Funding Timelines
We close in as little as 5–10 business days. Our streamlined process helps investors move fast on deals, especially in competitive markets like Montgomery County and surrounding cities such as Dayton, Cincinnati, and Springfield.
Local Lending Experience
We’ve funded over 1,000+ investment projects across Ohio, including in Montgomery County. We understand local market dynamics, zoning rules, and permit requirements, making us a trusted lending partner for Ohio investors.
Benefits of Our Hard Money Loans vs. Traditional Bank Loans
No tax returns or W-2s needed
Close in days, not weeks
Flexible terms and rehab financing
We lend on distressed or undervalued properties
Why Choose Private Lending Over Banks
Private loans offer speed, flexibility, and less bureaucracy. Banks often have strict guidelines and long underwriting times. With Ohio Fix and Flip Loans, you get access to funding quickly—often with no income verification required.