Skip to contentHard Money Loans in Lucas County Ohio
Overview of Hard Money Loans Program
Ohio Fix and Flip Loans offers fast and flexible hard money loans for real estate investors in Lucas County, Ohio. Whether you’re flipping a distressed property, renovating a multi-unit investment, or need short-term bridge capital, our loans are designed to help you close fast—often in as little as 5–7 days.
How to Qualify
- No income documentation required
- Asset-based lending—approval based on property value
- Simple underwriting with same-day feedback on deal scenarios
- Experience with real estate investing is a plus
Property Types Eligible
- Single-family homes
- Multi-unit investment properties
- Commercial properties under renovation
- Distressed properties with high ROI potential
Fast Funding Timelines
We know time kills deals. That’s why we fund fast—with initial approvals within 24 hours and closings in 5–7 days. We work with local title agents and understand Lucas County permitting, ensuring smooth and quick closings.
Why Choose Us – Local Expertise in Lucas County
Ohio Fix and Flip Loans has funded 1,000+ real estate projects throughout Ohio, including investor-heavy areas in Toledo, Sylvania, and Maumee. We understand local zoning, inspections, and timelines, giving you a trusted edge in Lucas County.
Benefits Over Traditional Banks
No tax returns or income statements required
Rehab budget financing available
More flexible terms and fewer restrictions
Close faster & no long underwriting process
Compare Hard Money vs. Bank Loans
Traditional banks may take 30–60 days to close and require full income verification. Our private loans are designed for speed, flexibility, and investor-focused underwriting. We fund projects that banks often won’t touch.