Skip to contentHard Money Loans in Fairfield County Ohio
What are Hard Money Loans ?
Hard money loans are asset-based short-term loans secured by real estate. Ideal for investors who need quick access to capital, these loans are often used for fix and flip projects, rental acquisitions, and construction financing. Unlike banks, we prioritize the property’s value and your investment strategy—not your tax returns or credit score.
At Ohio Fix and Flip Loans, we specialize in providing tailored hard money loans to real estate investors, flippers, and developers across Fairfield County. Whether you’re acquiring distressed properties or need fast capital for a renovation project, our flexible lending solutions are designed to move as fast as you do.
How to Qualify
– Own or be under contract to purchase a property in Fairfield County
– Have a rehab or exit strategy (sale or refinance)
– Provide basic property and project details
– We accept LLCs, corporations, and individuals
Property Types Eligible
– Single-family homes
– Multi-family units (2–20 doors)
– Mixed-use buildings
– Commercial real estate
Fast Funding Timelines
We understand time is money. Our local underwriting team can issue approvals within 24 hours and close in as little as 3–7 days, depending on title and appraisal readiness.
Local Lending Experience
Ohio Fix and Flip Loans has funded over 1,000 real estate projects across Ohio, including Fairfield County. We’re trusted by investors from Lancaster to Columbus and well-versed in Fairfield County permitting, weather delays, and local market dynamics.
Why Choose Private Lending Over Banks?
No income or tax returns required
Experience with complex, distressed, or non-permitted properties
Poor credit accepted
Flexible draw schedules for rehab funds
Hard Money Loans vs. Traditional Bank Loans
While traditional banks can take weeks or months to approve a loan with strict documentation requirements, private hard money lenders offer speed, flexibility, and investor-friendly terms.