We specialize in asset-based loans for Ohio real estate investors, including fix and flip loans, ground-up construction loans, rental property loans, DSCR loans, commercial property financing, and hard money bridge loans.

We can close most loans within 5 to 10 business days, depending on title, appraisal, and required documents. Pre-approvals are often issued within 24–48 hours.

No. Our programs are based on the value of the property and the strength of the investment deal. We do not require traditional income documentation or tax returns.

Yes. For both fix and flip and ground-up construction loans, we offer draw-based funding for rehab or build-out costs, disbursed after completed inspection milestones.

We fund projects throughout the entire state, including major markets such as Cleveland, Columbus, Cincinnati, Akron, Dayton, and Toledo, as well as suburban and rural areas.

We take a common-sense approach to lending. While there is no set credit score requirement, we do consider overall borrower experience and deal quality. Most programs are available with credit scores of 620+.

Yes. We work with both experienced and new investors, especially those who are partnering with licensed contractors or working with mentors or project managers.

Yes. We offer both rate-and-term and cash-out refinance options for rental properties, commercial buildings, and properties nearing stabilization.

Yes. Most loans require either a full appraisal or a broker price opinion (BPO), depending on the loan type and size.

Click the ‘Apply Now’ button on our website or visit the Contact page. Provide basic information about your deal or project and a member of our lending team will reach out within 24 hours.