Skip to contentConstruction Loans Ground Up in Richland County Ohio
What are Construction Loans ?
At Ohio Fix and Flip Loans, we provide flexible, fast-financing solutions for new construction projects across Richland County, Ohio. Whether you’re building single-family homes, multi-units, or commercial assets from the ground up, our private construction loans are designed for real estate investors who value speed, simplicity, and local expertise.
How to Qualify
– Own or under contract for land in Richland County
– Provide a detailed scope of work and construction budget
– Builder resume or general contractor agreement
– Property plans and timeline
– Exit strategy (sale or refinance)
Property Types Eligible
– Single-family homes
– Duplexes and triplexes
– Townhomes
– Small multifamily developments
– Mixed-use commercial/residential projects
Fast Funding Timelines
Unlike traditional bank loans, our hard money construction loans close in as little as 5–10 days. No income verification. Rehab draws issued within 48 hours. Competitive rates with interest-only options.
Serving Richland County and Surrounding Areas
We proudly serve builders and investors in Mansfield, Ontario, Shelby, Lexington, and surrounding zip codes in Richland County. Trusted from Cleveland to Cincinnati, our team knows the challenges of Midwest construction—weather delays, permit bottlenecks, and contractor management.
Why Investors Choose Us Over Banks
No tax returns or W-2s required
Fast closings with flexible draw schedules
We understand the local permitting process in Richland County
Ground-up and land financing included
Loan Program Overview
Our ground-up construction loans in Richland County offer financing for land acquisition, horizontal and vertical construction, and carry-through to completion or resale. With no income documentation required, we’re the go-to lender for builders, developers, and investors.