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Ground-Up Construction Loans in Medina County, Ohio

Ohio Fix and Flip Loans offers tailored construction loans for ground-up projects in Medina County and surrounding areas including Brunswick, Wadsworth, and Strongsville. Whether you’re building a spec home, multi-unit investment property, or small commercial structure, our fast funding solutions help you get started without the delays of traditional bank financing.

Ground-up Construction Loans Ohio

What Are Ground-Up Construction Loans?

Ground-up construction loans provide short-term financing to cover every phase of new development—from land acquisition and permitting through vertical construction and final inspections. These loans are based on the property’s future completed value (ARV), making them ideal for builders and investors who need leverage to launch new builds.

How to Qualify

  • Real estate developers
  • Licensed contractors and builders
  • Seasoned investors with shovel-ready lots
  • Spec home builders and residential infill projects

Property Types Eligible

  • Single-family homes
  • Duplexes, triplexes, and quads
  • Small multi-family buildings (up to 12 units)
  • Light commercial or mixed-use developments

Fast Funding Timelines

Most ground-up loans fund within 10–14 days. Disbursements follow draw schedules linked to key construction milestones—such as site prep, foundation, framing, rough-ins, and final finishes. We work closely with title, inspection, and county permitting officials to keep your project on track.

Medina County Market Knowledge & Local Support

With 1,000+ funded projects across Ohio, we bring deep experience in Ohio building codes, seasonal construction challenges, and fast permitting support in Medina County and nearby suburbs like Hinckley, Valley City, and Litchfield.

Why Choose Private Construction Loans Over Banks?

No tax returns or credit score needed

Close in 2 weeks or less

Rehab and contingency funding included

Designed for investors and builders

Scope, Timeline, and Inspections

We help you create a detailed scope of work and timeline to match draw milestones. Our team assists with coordinating local inspections, verifying project progression, and releasing funds without delay.

Apply Now for Ground-Up Construction Loans in Medina County

Apply now to get pre-approved within 24 hours. Submit your site and project details today to speak with a local construction lending expert.