Skip to contentGround-Up Construction Loans in Mahoning County, Ohio
What are ground-up construction loans ?
Ground-up construction loans are short-term financing solutions designed to fund the entire build process — from land acquisition and permitting to vertical construction and final inspections. Our loans are based on the completed value (ARV) of the property, not your income or credit.
At Ohio Fix and Flip Loans, we specialize in fast, flexible construction loans for ground-up projects in Mahoning County and nearby cities including Youngstown, Boardman, and Austintown. Whether you’re building a single-family home or a multi-unit development, we provide quick funding for real estate investors, builders, and developers.
How to Qualify
We fund projects for:
- Real estate developers
- Licensed contractors
- Experienced investors building new homes
- Builders with shovel-ready lots
Property Types Eligible
- Single-family residences (SFR)
- Duplexes, triplexes, and fourplexes
- Small multi-family projects (5–20 units)
- Spec homes and new development lots
Fast Funding Timelines
Our construction loans can close in 7–14 days. Funds are disbursed through draw schedules tied to construction milestones — from foundation to framing, rough-ins to final inspections. We coordinate closely with local inspectors in Mahoning County to ensure compliance and smooth project flow.
Local Lending Experience
Ohio Fix and Flip Loans understands Mahoning County building codes, weather concerns for Midwest construction, and permitting hurdles common in cities like Youngstown and Boardman. We’ve funded over 1,000+ Ohio real estate investment projects and are trusted in neighborhoods from Cleveland to Cincinnati.
Why Choose a Private Construction Loan Over a Bank Loan?
No tax returns or income verification
Fast closings
Flexible underwriting
Draw schedules based on progress, not bureaucracy
Inspection & Scope Guidance
We help you prepare a clear scope of work with detailed budgets, timelines, and draw projections. Expect required local inspections for footings, framing, electrical, HVAC, and occupancy permits.