Construction Loans Ground Up in Logan County Ohio

What are construction ground-up loans ?

Ohio Fix and Flip Loans provides private construction loans for ground-up residential and small commercial development projects in Logan County, Ohio. From custom single-family homes in Bellefontaine to new duplexes in West Liberty, we offer fast funding, flexible draws, and investor-friendly terms

Programs we offer :

– Loan amounts: $100,000 to $5,000,000+
– Up to 70% LTC / 65% ARV
– Interest-only payments
– Terms: 12–24 months
– Funds for land acquisition + vertical construction
– No tax returns or W-2s required
– Approvals in 24 hours, closings in 10–14 days

How to Qualify

Submit your construction plans, project budget, and estimated resale value. We underwrite based on project feasibility, location, and borrower experience—not personal income.

Property Types Eligible

– Single-family residences (SFR)
– Duplexes, triplexes, and townhomes
– Small multifamily (5–20 units)
– Residential subdivisions
– Owner-occupied rental projects (build-to-rent)

Fast Funding Timelines

Ohio Fix and Flip Loans offers fast, flexible financing for residential construction projects in Mahoning County. Whether you’re building a single-family home or a small multifamily property, we streamline the process so you can start construction without delay.

Local Lending Experience

We understand Logan County’s permitting process, land use requirements, and Midwest seasonal construction delays. Our team works with local surveyors, inspectors, and municipalities across Bellefontaine, Russells Point, and Lakeview to help you stay on track.

Why Investors Prefer Our Private Construction Loans

No tax return or credit score minimums

Faster approvals than banks

Flexible draw schedules based on your timeline

Finance both land and building costs

Private vs Bank Construction Financing

Private construction financing offers a faster, more flexible alternative to traditional banks—closing in as little as two weeks compared to the typical two-month timeline. With no need for income verification or business financials, interest-only payment options, and adaptability to delays or project changes, it’s the ideal solution for spec builds and investor-driven developments.