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What are Ground-Up Construction Loans ?
Ohio Fix and Flip Loans offers tailored Construction Loans Ground Up in Hamilton County Ohio to real estate investors and developers ready to break ground. Our loans cover land acquisition, vertical construction, and everything in between—perfect for residential or mixed-use development projects.
Programs we offer:
– Land purchases
– Foundation work and vertical builds
– Modular or stick-built construction
– Residential, commercial, and mixed-use properties
How to Qualify
– Submit site plans, permits, and budget
– Provide timeline and exit strategy (sale or refinance)
– Experience with past development preferred
– No tax returns or income docs required
– Property must be in Hamilton County or surrounding areas
Property Types Eligible
We fund:
– Single-family ground-up developments
– Multi-family up to 20 units
– Mixed-use urban infill
– Subdivisions and scattered-site builds
– Light commercial (case-by-case)
Fast Funding Timelines
Our loan approvals take just 24–48 hours, and closings can happen in 10–14 business days. We work hand-in-hand with contractors and developers to ensure timely draw schedules and inspections.
Local Lending Experience
Ohio Fix and Flip Loans has funded over 1,000 projects across Ohio, including Hamilton County cities like Cincinnati, Norwood, and Blue Ash. We understand the unique permitting steps, inspection delays, and supply chain issues common in Midwest construction cycles
Why Choose Private Construction Financing?
Based on asset value, not borrower income
Close fast and stay on schedule
Flexible underwriting and phased draws
Ideal for investor-grade projects in growing Ohio neighborhoods
Ground-Up Construction Loans vs. Bank Loans
Private construction loans offer fast approval in 24–48 hours, flexible draw schedules, and don’t require income verification, making them ideal for investors. They also have lenient credit requirements and include support for rehab or vertical construction—advantages not typically offered by traditional bank construction loans.