Skip to contentConstruction Loans Ground Up in Ashtabula County Ohio
Ground-Up Construction Loan Program
Ohio Fix and Flip Loans provides fast, asset-based ground-up construction loans for real estate developers and investors in Ashtabula County, Ohio. Whether you’re building single-family homes, duplexes, or multi-unit rental properties, our private lending team delivers flexible funding that helps you move quickly from land acquisition to completed build.
How to Qualify
We focus on the asset and project feasibility not your credit history. To qualify, borrowers need:
– A viable construction plan
– 20–30% equity or down payment
– Experience in development (or a licensed builder partner)
– Location within Ashtabula County or surrounding cities like Cleveland, Youngstown, and Akron
Property Types Eligible
– Residential lots
– Infill development sites
– Single-family and duplex builds
– Multi-unit housing up to 10 units
– Mixed-use projects (case-by-case)
Fast Funding Timelines
Most construction loans are funded in 10–14 business days. Once we approve your scope, budget, and timeline, we can move quickly with title clearance and draw inspection setup.
Our Experience in Ashtabula County
With deep knowledge of Northeast Ohio permitting, frost-line foundation delays, and seasonal build challenges, our lending team helps avoid costly delays. We work with zoning offices and inspectors throughout Ashtabula County to ensure your build meets local codes.
Benefits of Private Loans Over Traditional Banks?
Interest-only during construction
85% Loan-to-Cost financing
Quick draw releases
Flexible terms (6–18 months)
Rehab-to-rent or sell-ready options
Why Ohio Fix and Flip Loans?
We’ve funded over 1,000 projects across Ohio. Our team includes registered lenders and experienced consultants who understand local conditions, contractor workflows, and county-level requirements. Trusted in neighborhoods from Cleveland to Cincinnati.
Why Choose Private Construction Loans Over Banks?
Fast and Builder-Friendly. Minimal docs, interest-only payments, local inspections, and flexible terms make approval easy for investors and builders.