Commercial Property Construction in Licking County Ohio
What are commercial property construction loans ?
Ohio Fix and Flip Loans provides ground-up commercial construction loans for developers, investors, and business owners across Licking County, Ohio. From retail plazas in Newark to office buildings in Heath, we offer fast, flexible, and locally-informed lending to support your commercial development project.
Programs we offer:
– Loan amounts: $250,000 to $10,000,000+
– Up to 70% LTC / 65% ARV
– Interest-only monthly payments
– Terms: 12–24 months
– Construction draws released per milestone
– No income docs or credit score requirements
– Close in 10–14 business days
How to Qualify
Submit your site plans, pro forma, and projected ARV. We focus on project feasibility and exit strategy, not borrower income. Our underwriting process is streamlined, and our team offers same-day pre-approvals and transparent feedback.
Property Types Eligible
– Retail plazas and strip centers
– Medical and office buildings
– Mixed-use developments
– Industrial flex and warehouses
– Restaurants and convenience stores
Fast Funding Timelines
At Ohio Fix and Flip Loans, we specialize in fast, efficient funding for commercial construction projects. Whether you’re developing a retail plaza or building a medical office, we help you get to groundbreaking fast—with closings in as little as 10 to 15 business days.
Local Lending Experience
We understand the specific permitting processes, zoning regulations, and inspection timelines in Licking County. Our familiarity with the Newark Building Department and city engineering offices allows us to support your project from foundation to final CO. We fund projects throughout zip codes like 43055, 43056, and 43058.
Why Choose Private Lending Over Banks?
No personal income or tax returns required
Quick closings without red tape
Flexible draw schedules aligned with construction milestones
Direct contact with decision-makers, not processors
Private vs Bank Financing – Know the Difference
ChatGPT said:
Private financing offers a faster, more flexible solution compared to traditional bank loans. While banks can take over two months to close, private lenders typically fund in two weeks or less. Underwriting is based on asset value and project viability—not rigid debt-to-income ratios or business financials. With rehab- and construction-friendly structures, private loans are ideal for time-sensitive or unconventional real estate projects.