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Commercial Property Construction Loans in Athens County Ohio

commercial construction

What are Commercial Property Construction Loans ?

Ohio Fix and Flip Loans offers fast, flexible commercial construction loans for builders and investors throughout Athens County, Ohio. Whether you’re developing retail space, medical offices, or income-generating mixed-use buildings, our asset-based lending programs get your projects out of the ground and across the finish line—without the red tape of traditional banks.

How to Qualify

We focus on the project and potential, not your tax returns. To qualify, you’ll need:
– A purchase contract or site control
– Approved plans and budget
– Licensed contractor or experienced developer
– Exit strategy: lease-up or sale
– Location within Athens County or nearby hubs like Columbus, Dayton, or Youngstown

Property Types Eligible

– Retail plazas and strip malls
– Professional office space
– Medical or dental facilities
– Hospitality and lodging
– Light industrial and warehouse
– Mixed-use residential + commercial

Fast Funding Timelines

We typically fund within 10–15 business days. After budget and site approval, draws are released through local inspections and milestone-based disbursement schedules.

Local Lending Experience

We understand the building codes, zoning variances, and permitting processes across Athens County and Southeast Ohio. From planning departments in Nelsonville to rental demand near Ohio University, we help you move forward confidently.

Why Use Private Construction Loans Instead of Banks?

No income documentation

Close in weeks, not months

Interest-only during construction

Flexible terms based on experience

Key Benefits Snapshot

Our commercial construction loans offer up to 80% Loan-to-Cost (LTC), with flexible draw schedules tied to project progress. Enjoy interest-only terms ranging from 6 to 18 months, transparent fees with no hidden costs, and clear lending conditions. Refinance options are also available upon project completion to support long-term goals.