Skip to contentCommercial Property Construction Loans in Ashtabula County Ohio
Commercial Construction Loan Program
Ohio Fix and Flip Loans provides private capital for commercial construction projects in Ashtabula County, Ohio. Whether you’re building retail spaces, office units, or income-producing mixed-use developments, our commercial property construction loans are tailored to help investors and developers move from permits to occupancy—fast.
How to Qualify
We lend based on project viability and the property’s future value—not your tax returns. Borrowers typically qualify by providing a project plan, budget, site control or purchase agreement, and a construction schedule. Location must be within Ashtabula County or investor zones like Cleveland, Akron, or Youngstown.
Property Types Eligible
– Retail buildings
– Office complexes
– Warehouses or industrial flex spaces
– Hospitality projects
– Multi-tenant or mixed-use commercial buildings
Fast Funding Timelines
We fund most commercial construction loans in 10–15 business days. Once title is clear and plans are approved, draw schedules are established with third-party inspection services for transparent disbursement.
Local Lending Experience in Ashtabula County
We understand the unique permitting workflows in Ashtabula County and the seasonal considerations that impact ground-up builds in Northeast Ohio. Our experience helps avoid common delays tied to weather, utility approvals, and zoning reviews.
Benefits of Private Loans Over Traditional Banks?
Interest-only payments during construction
Up to 80% Loan-to-Cost (LTC)
Local draw inspections
Transparent terms with no hidden fees
Option to refinance or sell upon completion
Why Investors Choose Ohio Fix and Flip Loans
We’ve helped fund over 1,000 commercial and residential real estate investment projects throughout Ohio. Our team of registered private lenders, compliance experts, and title partners are committed to helping you complete your construction project—on time and on budget.
Why Choose Private Loans Over Traditional Bank Financing
Flexible, Fast, and Developer-Friendly. We offer quick closings with no income verification, flexible loan-to-cost structures, and tailored terms based on your exit strategy—ideal for developers juggling multiple ongoing projects.