...

Hard Money Loans in Athens County Ohio

hard money loan

What are Hard Money Loans ?

Ohio Fix and Flip Loans provides fast and flexible hard money loans in Athens County, Ohio. Whether you’re flipping a fixer-upper near Ohio University or acquiring a rental in surrounding areas, we fund real estate projects others won’t touch. Our asset-based lending model means fast closings and fewer hoops to jump through.

How to Qualify

– Have at least 20–30% equity or down payment
– Submit a viable exit strategy (resale or refinance)
– Property must be in Athens County or nearby regions like Columbus, Dayton, or Youngstown
– Clear title and rehab budget (if applicable)

Property Types Eligible

– Single-family homes
– Duplexes and small multifamily (up to 4 units)
– Mixed-use properties
– Distressed real estate or auction acquisitions
– Rentals and fix-and-flips

Fast Funding Timelines

Most loans close in 5–10 business days. We provide same-day underwriting decisions and fund as soon as title and property valuations are verified.

Local Lending Experience

We've funded over 1,000 real estate investment projects across Ohio, building a reputation for speed, reliability, and compliance. From application to closing, we help you navigate each step with clarity and confidence.

Why Private Loans Beat Bank Financing

No tax returns or W-2s required

Close deals faster than banks allow

Asset-based approvals

Rehab draws included in loan

Why Work with Ohio Fix and Flip Loans?

Our team understands the local permitting landscape, Athens climate considerations, and the timelines required for rural and student rental markets. Whether you’re near Court Street or investing in The Plains, we have the experience to support your deal.