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Hard Money Loans in Ashtabula County Ohio

hard money loans

Hard Money Loan Program

Ohio Fix and Flip Loans provides fast, flexible hard money loans to real estate investors throughout Ashtabula County, Ohio. Whether you’re flipping distressed properties or need bridge funding to secure a time-sensitive deal, our asset-based lending programs are designed to move quickly—no income documentation required.

How to Qualify

We evaluate the deal—not your credit. To qualify, borrowers need a down payment of 20–30%, a solid investment plan, and properties located in Ashtabula County or nearby areas like Cleveland, Akron, or Youngstown. No tax returns or bank statements required.

Property Types Eligible

– Single-family investment homes
– 2–4 unit multifamily properties
– Mixed-use and small commercial real estate
– Fixer-uppers and auction purchases

Fast Funding Timelines

We close most loans in 5–10 business days. After we receive your property and budget details, our team will underwrite and issue terms—often the same day. Once title and valuation are clear, we fund immediately.

Local Lending Knowledge in Ashtabula County

Our team understands permitting, seasonal construction delays, and inspection timelines unique to Northeast Ohio. We help you navigate local challenges, from frozen ground in winter to title checks at the Ashtabula County Recorder’s Office.

Benefits of Private Loans Over Traditional Banks

No prepayment penalties

Close in under 10 days

Up to 80% of purchase price

Trusted local draw inspections

Rehab financing available

Trusted Across Ohio

With more than 1,000 investment projects funded across Ohio, our private lending team supports real estate investors at every stage. Trusted in neighborhoods from Cleveland to Cincinnati, we bring transparency, speed, and compliance to every deal.

Why Choose Hard Money Over Banks

Investor-Focused Financing. Skip income checks and credit hurdles—get rehab funds, flexible terms, and closings in days, not weeks.