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Hard Money Loans in Butler County Ohio

hard money loan

What are Hard Money Loans ?

Ohio Fix and Flip Loans offers fast, flexible, and investor-friendly hard money loans in Butler County, Ohio. Whether you’re flipping properties in Hamilton, building new developments in Fairfield, or acquiring rentals near Middletown, our loan programs are built for real estate professionals who need speed, simplicity, and certainty.

How to Qualify

– No income verification required
– Minimum credit score: 620 (flexible)
– Must have a viable investment project
– Appraisal or ARV justification
– Rehab experience is a plus, but not required

Property Types Eligible

We fund a wide range of real estate assets, including:
– Single-family residential fix and flips
– Multifamily acquisitions and renovations
– Mixed-use commercial projects
– Ground-up construction on infill lots
– Investment properties in need of repair

Fast Funding Timelines

Our local underwriting team understands the market conditions in Butler County and nearby cities like Dayton, Cincinnati, and Columbus. Close in days—not weeks—with no red tape or delays. We work with title companies and inspectors familiar with Butler County permitting.

Local Lending Experience

Ohio Fix and Flip Loans has funded over 1,000 real estate deals throughout the state. We know the zoning, climate considerations, and investment hot zones from Cleveland to Cincinnati. In Butler County, we help you navigate common issues like rehab permitting, title clearing, and weather-dependent construction delays.

Why Choose Private Lending Over Banks?

No income or tax return requirements

Close in 5–7 days

Flexibility to fund deals traditional lenders reject

Rehab draws and construction-friendly terms

Trusted Across Ohio, Experienced in Butler County

Ohio Fix and Flip Loans has funded over 1,000 real estate deals throughout the state. We know the zoning, climate considerations, and investment hot zones from Cleveland to Cincinnati. In Butler County, we help you navigate common issues like rehab permitting, title clearing, and weather-dependent construction delays.