Skip to contentConstruction Loans Ground Up in Franklin County Ohio
Build Smarter with Ground-Up Construction Loans in Franklin County
Ohio Fix and Flip Loans provides fast, flexible private construction loans for real estate investors and developers building ground-up projects throughout Franklin County, Ohio. Whether you’re developing a single-family home in Columbus or a small multifamily build in Grove City, our funding process is designed to move as quickly as your contractor.
How to Qualify
To qualify, submit your build plans, construction timeline, budget, and expected ARV. We lend based on project viability and experience—not personal income or W-2 documentation.
Property Types Eligible
– Single-family homes (SFRs)
– Duplexes, triplexes, and townhomes
– Infill developments and vacant lot builds
– Multifamily properties up to 20 units
– Build-to-rent projects
Why Choose Private Construction Loans
– Close 3x faster than bank loans
– No income verification or tax returns required
– Flexible draw schedules tied to construction milestones
– Finance both land and vertical build costs
– Local lending team with permitting knowledge in Franklin County
Franklin County Construction Expertise
We’ve helped fund hundreds of builds across Franklin County—from Columbus to Westerville, Hilliard, and beyond. Our team understands local permitting challenges, code inspection steps, and the seasonal timeline constraints common in Ohio’s construction market. We’re located near the Franklin County Courthouse and well-versed in dealing with city planning and zoning departments.
Our Ground-Up Construction Loan Program
Interest-only payments
Loan amounts $100,000 to $5,000,000+
12–24 month terms
Approvals in 24 hours, closings within 10–14 days
Up to 70% Loan-to-Cost (LTC)
Funds available for land acquisition and vertical construction
Private vs Traditional Construction Financing
Get fast pre-approvals with no tax returns, DTI, or job history required. Interest-only payments boost cash flow, and draws are based on real progress—ideal for builders and investor groups.