Fund Your Commercial Development with Speed and Flexibility

What is Commercial property loan?

Ohio Fix and Flip Loans offers fast, flexible financing for Commercial Property Construction in Hamilton County Ohio. Whether you’re building retail centers, office buildings, warehouses, or multifamily housing, our loans help investors, developers, and contractors get started without traditional red tape.

Programs we Offer:

– Office complexes
– Mixed-use buildings
– Retail storefronts
– Warehouse/flex space
– Small to mid-sized apartment complexe

How to Qualify

– Submit architectural plans and construction budget
– Land purchase or ownership (preferred but not required)
– Development timeline and exit strategy (lease-up or refinance)
– Prior experience with commercial builds is ideal
– No income or tax documents required

Property Types Eligible

We fund construction for:
– Build-to-suit retail space
– Flex industrial buildings
– Multi-unit apartment developments
– Daycare or medical office builds
– Hospitality and small commercial projects (case-by-case)

Fast Funding Timelines

We issue term sheets within 48 hours and close loans in 10–14 business days. Draw schedules are tailored to your build phase and released upon inspections to keep your construction timeline on track.

Local Lending Experience

We’ve funded over 1,000 real estate investment projects throughout Ohio, including commercial builds in Hamilton County cities like Cincinnati, Norwood, and Sharonville. We’re familiar with zoning changes, planning department delays, and contractor permitting timelines common in southwest Ohio.

Why Choose Private Construction Lending?

No income or W-2 verification

Fast closing with less documentation

Common-sense underwriting based on deal strength

Rehab, construction, and infrastructure costs covered

Private Commercial Loans vs. Traditional Bank Loans

Private construction loans offer approval within 48 hours and funding in 10–14 days, with no income documentation required. They allow custom draw schedules and focus underwriting on the project and equity, unlike bank loans, which take 30–60 days to approve, require income docs, have rigid draw schedules, and rely heavily on personal credit and income.