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Hard Money Loans in Hamilton County Ohio

hard money

What are Hard Money Loan ?

Ohio Fix and Flip Loans offers quick, hassle-free Hard Money Loans in Hamilton County Ohio for real estate investors, house flippers, and contractors. Our private funding solutions help you acquire, renovate, and resell investment properties without the red tape of traditional banks.

Our hard money loans provide short-term financing for real estate projects, including purchases, rehabs, and cash-out refinances. Whether you’re working with distressed properties or time-sensitive deals, our programs are built for speed and simplicity.

How to Qualify

– Submit property details and purchase contract
– Rehab budget and exit strategy required
– No tax returns or income verification
– Credit is considered but not a deciding factor
– Collateral-based lending focused on asset value

Property Types Eligible

We finance a wide range of property types in Hamilton County:
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Multi-family and mixed-use buildings
– Commercial properties (case-by-case)
– Distressed or auction properties

Fast Funding Timelines

Term sheets issued in 24–48 hours. Closings in as fast as 7–10 business days. Our in-house underwriting team ensures no delays or surprises.

Local Lending Experience

With over 1,000 real estate deals funded statewide, our team understands Hamilton County regulations, zoning laws, and rehab timelines. Whether you're flipping homes in Cincinnati or rehabbing rentals in Norwood or Forest Park, we provide tailored lending solutions built on local knowledge.

Why Choose Private Fix and Flip Loans Over Traditional Banks?

No income verification required

Close deals fast, beat other investors

Flexible underwriting and draw schedules

Ideal for flips, rehabs, or quick refinances

Private Hard Money Loans vs. Bank Financing
ChatGPT said:

Private hard money loans offer fast approval (24–48 hours), flexible credit, no income verification, and include rehab funds—unlike banks, which are slower and stricter.