Skip to contentConstruction Loans Ground Up in Montgomery County Ohio
What are Ground-Up Construction Loans ?
Ground-up construction loans are private financing solutions designed to fund new residential or commercial real estate builds from the ground up. These loans cover everything from lot purchase and permitting to foundation, framing, and final inspection.
How to Qualify
To qualify, investors should have a clear construction budget, builder experience or GC partnerships, and a solid exit strategy. No income documentation or tax returns are required—just the deal scenario.
Property Types Eligible
– Single-family homes
– Duplexes and triplexes
– Small multifamily (up to 10 units)
– Commercial mixed-use properties
Fast Funding Timelines
We fund most ground-up construction loans in 5–10 business days. Our team works closely with your title company and GC to avoid unnecessary delays.
Local Lending Experience
We understand Montgomery County zoning, inspection requirements, and local construction challenges. Our lending team supports builders across Dayton, Miamisburg, Kettering, and surrounding areas.
Benefits of Our Ground-Up Construction Loans
No income or tax documentation required
Funds available for land acquisition and vertical construction
Flexible terms for experienced and first-time builders
Rehab-to-perm options available
Why Choose Private Construction Loans Over Banks?
Banks often require extensive documentation, slow approvals, and rigid draw schedules. Ohio Fix and Flip Loans provides fast funding, minimal documentation, flexible draw structures, and a dedicated local lending team.