Skip to contentGround-Up Construction Loans in Miami County, Ohio
Ohio Fix and Flip Loans offers fast and flexible ground-up construction loans in Miami County, Ohio. Designed for real estate investors, builders, and developers, our loans help fund residential and commercial construction projects from the ground up—whether you’re building new homes, multi-family units, or mixed-use developments.
Ground-Up Construction Loans Program
Our ground-up construction loans are tailored for experienced investors and developers looking to build new structures on vacant or tear-down lots. These loans cover land acquisition, site work, and vertical construction with competitive terms.
How to Qualify
- Proven construction or development experience
- Property located in Miami County or nearby cities
- Exit strategy (sale or long-term refinance)
- Credit score typically 600+, but flexible
Property Types Eligible
- Single-family homes
- Multi-family properties
- Mixed-use buildings
- Townhomes or small subdivisions
Fast Funding Timelines
We can issue same-day quotes and close within 7–14 days depending on title readiness and construction plans.
Serving Miami County and Surrounding Ohio Cities
From Troy to Piqua, and across investor-heavy areas like Dayton and Springfield, we know the local codes, weather patterns, and construction hurdles in the Midwest. Trusted in neighborhoods from Cleveland to Cincinnati.
Why Choose Private Construction Loans Over Banks?
No income documentation
Fund land & construction in one loan
Local underwriting teams familiar with Ohio permitting
No tax return hurdles
Rehab draws released fast
Private Loans vs Traditional Bank Loans
Banks often require full documentation, long processing timelines, and multiple approvals. Our private ground-up construction loans are structured for speed, flexibility, and investment-based qualification. We fund deals traditional banks won’t touch—especially land builds or major site work projects.