Skip to contentGround-Up Construction Loans in Ohio
Planning to build a new investment property from the ground up? Ohio Fix and Flip Loans provides purpose-built financing for Ground-Up Construction Loans Ohio and mixed-use projects. Our programs are designed for real estate investors and developers ready to break ground fast.
Why Choose Ground-Up Construction Loans?
Unlike renovation loans, ground-up construction loans fund the complete building process — from the first shovel in the dirt to the final inspection. Whether you’re constructing rental homes, duplexes, or build-to-sell properties, we offer flexible capital for experienced builders and investors.
Loan Highlights and Terms
Program Features
- Loan Sizes: $100,000 to $50,000,000+
- Up to 90% LTC (Loan-to-Cost)
- Competitive interest rates from 8.50%
- Terms from 3 to 36 Months
- Interest-only during construction
- Draw funding tied to verified progress
Eligible Property Types
- Single-family homes
- Duplex and triplex builds
- Small multifamily (up to 10 units)
- Townhome developments
- Mixed-use residential over retail
Our Ideal Clients
Land Owners
Land Owners
Approved Building Plans
Approved Building Plans
Licensed Contractors
Licensed Contractors
Clear Exit Strategy
Clear Exit Strategy
Streamlined Funding Process
Submit a full project package, including plans and cost breakdown
Receive a conditional approval within 1 hour
Close the loan and start your site work
Receive draw funds as each construction phase is completed
Areas We Serve in Ohio
We provide ground-up construction loans throughout Ohio, with high demand in:
No matter where your next build is located, we can help you move forward with funding.
Why Work With Us?
Experienced private lender focused solely on real estate investment financing
Fast approvals and reliable funding schedules
Transparent draw process with clear timelines
Local Ohio market expertise and deal structuring support
Take the First Step Toward Building New
Ohio Fix and Flip Loans is your trusted partner for ground-up construction financing. We know how to help you secure funding and stay on schedule — without relying on traditional banks.
👉 Apply online or contact our lending team for a custom loan quote today.