Skip to contentHard Money Loans in Clark County Ohio
What are Hard Money Loans ?
Ohio Fix and Flip Loans offers tailored hard money loan solutions to real estate investors in Clark County and throughout Ohio. Our financing helps you move quickly on investment properties without the red tape of traditional banks. Whether you’re flipping homes in Springfield or acquiring multi-unit projects in nearby towns, our hard money loans provide speed, flexibility, and expert guidance.
How to Qualify
Qualifying is simple. We focus on the property’s value and your experience, not your credit score. Requirements include:
– A viable investment property
– Clear exit strategy (e.g., resale or refinance)
– Purchase price and rehab budget
– Previous project experience (preferred)
Property Types Eligible
– Single-family homes
– 2–4 unit residential properties
– Small apartment buildings
– Mixed-use properties
– Light commercial spaces
Fast Funding Timelines
We close most hard money loans in 5–10 business days. Need a faster close? Submit your deal scenario for priority review.
Local Lending Experience
With 1,000+ projects funded across Ohio, our team understands Clark County's permitting requirements, weather-related construction delays, and investor-friendly zip codes in places like Springfield, New Carlisle, and Enon. Trusted from Cleveland to Cincinnati, we know how to get deals done locally.
Benefits of Hard Money Loans vs Traditional Loans
No tax returns or W2s
Faster approvals (same-day)
Flexible terms
Rehab funding included
Why Choose Private Lending Over Banks
Banks take weeks to approve loans. We approve in hours. Our loans are asset-based, with no income documentation required. You also benefit from rehab budget financing, expert underwriting, and fewer restrictions on distressed or non-owner-occupied properties.